Elma Homes under $400,000

Elma Homes under $400,000

Welcome to Elma, New York – a picturesque town nestled in Erie County that perfectly blends small-town charm with modern convenience. Known for its lush landscapes and friendly community, Elma boasts a serene suburban atmosphere while being just a short drive from the bustling city of Buffalo. This idyllic setting is ideal for families, professionals, and retirees alike, offering a peaceful retreat without sacrificing access to urban amenities.

Elma is renowned for its excellent school district, making it a desirable location for families looking to provide their children with quality education. The town is dotted with beautiful parks, walking trails, and recreational facilities, ensuring that residents have plenty of options for outdoor activities and family fun. With a strong sense of community, Elma hosts various local events throughout the year, fostering connections among neighbors and friends.

For those seeking a new home in this charming town, Elma offers a fantastic selection of properties priced under $400,000. Whether you’re looking for a cozy single-family home, a spacious townhouse, or a charming ranch-style residence, you’ll find a diverse range of options that cater to different lifestyles and budgets. With well-maintained neighborhoods and ample green space, Elma provides the perfect backdrop for your dream home.

Explore the possibilities in Elma, NY, and discover why so many are choosing to call this enchanting town home. With affordable housing options and a vibrant community, your perfect home awaits in Elma!

Newest Elma Homes under $400,000

3330 Bowen Road, Elma
$399,900
3 Beds ⋅ 2 Baths ⋅ B1721516 MLS
Nestled on 2.14 beautiful acres in Elma, this well-maintained split-level home offers the perfect blend of comfortable living, modern updates, and space to enjoy the outdoors, all within the highly sought-after Iroquois School District! Featuring 3 bedrooms and 1.5 baths, this home offers a welcoming open living and dining area, along with a kitchen boasting granite countertops and stainless steel appliances. The fully updated full bath is a true standout, showcasing beautiful tile work, a double-sink vanity, and radiant heated floors. The lower level provides additional living space with a cozy family room and convenient half bath. An attached 2.5-car garage features epoxy floors, while the adjoining sun porch offers the perfect spot for a workshop, additional storage or transform it into a spot to sit back and relax. Car enthusiasts, hobbyists, and outdoor lovers will appreciate the detached two-bay garage/outbuilding, offering endless possibilities for hobbies, storage, or workspace. Outside, enjoy the expansive property, concrete patio with Pergola, chain-link fenced area, and a driveway with a convenient turnaround. Numerous updates add peace of mind, including a new boiler, windows, central air, generator hookup, a roof less than four years old, and more! If you're looking for room to spread out, space for your hobbies, and a property that embraces the best of country living while remaining in a demand location, this Elma gem is a must-see! SqFt based on plans attached.

3330 Bowen Road, Elma
2125 Transit Road, Elma
$279,900
3 Beds ⋅ 1 Baths ⋅ B1718897 MLS
Absolutely meticulous and completely remodeled from top to bottom, this Elma home is truly move-in ready with no stone left unturned! Nearly every major component has been updated, including a new furnace, central air, hot water tank, electrical, plumbing, circuit breakers and all-new ductwork. The exterior is just as impressive with new windows, doors, soffits, rear vinyl siding, pillars, railings, glass block windows and a new blacktop and concrete driveway, while the classic brick exterior adds timeless appeal. Inside, you’ll find beautiful new flooring throughout, a completely remodeled impressive kitchen and new bathroom, with thoughtful updates and quality finishes at every turn. Sliding glass doors lead to a private rear porch overlooking the spacious 1-acre lot, offering plenty of room to relax, entertain and enjoy the outdoors. Ideally located in the Iroquois School District with incredibly convenient access to the 400 and everything the area has to offer. Meticulously renovated, exceptionally maintained and completely finished—there is nothing left to do but move in and enjoy!

2125 Transit Road, Elma
7501 Seneca Street, Elma
$389,900
3 Beds ⋅ 3 Baths ⋅ B1718512 MLS
Flexible C-1 Zoned Property with Residential & Commercial Potential! Discover an exceptional opportunity to live, work, and grow all in one location. Situated on an acre, this unique property offers C-1 zoning, providing flexibility for both residential and commercial use. The refurbished and remodeled three-bedroom, two-bath home offers comfortable living space, while the additional commercial space provides an ideal opportunity for a business, professional office, studio, or other permitted use. A welcoming enclosed porch provides a charming space and conveniently connects both the residential and commercial spaces. The commercial space was remodeled in 2024 and features a half bath, mini-split heating and cooling, and an upgraded electrical panel, making it ready for a variety of uses. The property has seen an impressive list of recent improvements, including new siding (2025), some replacement windows (2024), upgraded insulation (2024), carpeting (2024), a new deck (2024), and updated landscaping (2026). Additional exterior improvements include new sidewalks in 2024 and 2026, a top-dressed driveway (2026), and a new garage roof and garage doors (2026). An oversized 2½-car garage provides excellent storage and parking, while the private backyard offers plenty of room to relax or entertain. For those looking to expand the commercial potential, there is the possibility of replacing the existing garage with up to a 3,000-square-foot commercial/accessory building, subject to applicable zoning, permitting, and approvals. Whether you’re looking for a home with space for your business, an investment opportunity, or a property that can adapt to your changing needs, this versatile offering combines residential comfort, commercial functionality, good visibility, recent improvements, a private one-acre setting, and significant future potential.

7501 Seneca Street, Elma
1141 Bowen Road, Elma
$299,000
3 Beds ⋅ 2 Baths ⋅ B1713387 MLS
This 3-bedroom, 1.5-bath Ranch is situated on nearly 2 acres, featuring a deep, shaded setback and a spacious, private backyard ideal for gardens, a pool, or relaxation. Features include an attached garage and shed, a full basement, hardwood floors in the living room and bedrooms, freshly painted rooms, and modestly upgraded bathrooms. The kitchen serves as the hub of the home with appliances included. Dining area is adjacent to the kitchen and living room for connected space. The rear family room offers three walls of windows to bring in natural light. Recent updates include new septic (2025), light fixtures (2025), fresh interior paint (2025), basement part finished area (2025), basement drain tile (2024), generator (approx. 2023), and central air (approx. 2018). Super convenient location - 3 minutes to the 400, 5 minutes to East Aurora, 15 minutes to Buffalo Ski Club, and 25 minutes to downtown Buffalo. It is also extremely close to major employers like Moog and Steuben Foods. Easy to show!

1141 Bowen Road, Elma
7881 Seneca Street, Elma
$329,900
4 Beds ⋅ 2 Baths ⋅ B1692208 MLS
Zillow taxes are wrong they are $242 a month, not $595 a month. It would be hard to be much closer to The Village of East Aurora, without actually being in The Village of East Aurora. Located instead in the very highly regarded Iroquois Schools and extremely low taxes. Check out this updated and spacious 4 bedroom, 1.5 bath Traditional style home set on large(.73 acre) lot. Low maintenance exterior with vinyl siding, new landscaping throughout the grounds. Stunning new hardwood floors throughout the second floor, freshly painted throughout, completed gutted and updated full bath, including a never before walk-in shower and soaking tub and all new plumbing, new vanity. 1st floor laundry, updated half bath, brand new carpeting on stairs, new flooring in LR, new light fixtures throughout most of the house. Over 1700 sq. ft plus an oversized deck with composite material. large 2.5 car garage. Above ground pool sold "as is". Large eat in kitchen with stainless steel refrigerator and gas oven. Easy to show. Some photos have been virtually enhanced. Square footage has been verified & documented by a licensed appraiser. See attachments. Owner would consider holding a 2nd mortgage up to 10% to assist with financing.

7881 Seneca Street, Elma
121 Winona Road, Elma
$265,000
3 Beds ⋅ 1 Baths ⋅ R1676647 MLS
Set on over half an acre in the heart of Elma, 121 Winona Road offers the perfect blend of space, comfort, and location. This inviting split-level home features 3 bedrooms and 1 full bath with 1,372 square feet of thoughtfully designed living space, offering separation of living and sleeping areas for everyday comfort and functionality. Natural light fills the home, creating a warm and welcoming atmosphere throughout. The expansive .56-acre lot provides endless opportunities for outdoor entertaining, gardening, or simply enjoying the privacy that comes with a larger setting. A one-car garage adds everyday convenience, while the quiet, residential location offers a true sense of home—just minutes from shopping, dining, and easy access to major routes. If you’re looking for space to grow and a place to make your own, this Elma property is ready to welcome you home.

121 Winona Road, Elma
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