North Harmony Homes under $400,000

North Harmony Homes under $400,000

Welcome to North Harmony, New York – a hidden gem nestled in the picturesque Chautauqua County. Known for its serene landscapes and vibrant community spirit, North Harmony offers a unique blend of rural charm and modern conveniences. This idyllic town is surrounded by lush greenery, stunning lakes, and rolling hills, making it an outdoor enthusiast’s paradise. Whether you’re an avid hiker, a fishing aficionado, or simply someone who enjoys the tranquility of nature, North Harmony has something for everyone.

One of the most appealing aspects of North Harmony is its affordability. With a variety of homes available for under $400,000, this area is perfect for first-time buyers, families looking to settle down, or retirees seeking a peaceful retreat. From cozy cottages to spacious family homes, the real estate market here boasts diverse options that cater to various lifestyles and budgets. Imagine waking up to breathtaking views, enjoying your morning coffee on a charming porch, and spending your weekends exploring the beauty of nearby Chautauqua Lake.

In addition to its beautiful homes, North Harmony is known for its welcoming community and excellent local amenities. Residents enjoy access to top-rated schools, delightful local shops, and a range of recreational activities throughout the year. With its friendly atmosphere and stunning natural surroundings, North Harmony is not just a place to live; it’s a place to thrive. Come discover your dream home in this enchanting corner of New York, where affordability meets quality of life!

Newest North Harmony Homes under $400,000

5064 Bly Hill Road, North Harmony
$159,900
3 Beds ⋅ 1 Baths ⋅ B1716094 MLS
Beautiful Chautauqua Lakeview 3 bedroom with lots of updates and huge yard for cookouts and camp fires with wooded back yard. New 2025-26 sewer, well (well was recently installed a few years ago but electric and inside equipment all new), arch roof, siding, electric service, hot water tank, bathtub, carpet and paint. Home with tremendous views of the lake with boat launch and lake acsess minutes away. Living room with wood burning fireplace (not tested) with plenty of stacked firewood, formal dining room, florida room and laundry hookups in the kitchen with refrigerator, stove and dishwasher. Home does have dated kitchen and can use some finishing touches. Upstairs largest bedroom needs either radiators continued or electric baseboard heat. Basement has dirt floor and garage has settled on left side as seen in photos. Located on Rt 394 which is main road that circles the lake on south side. Owner is willing to make any additional updates based on offer.

5064 Bly Hill Road, North Harmony
3525 Ross Street, North Harmony
$249,900
2 Beds ⋅ 2 Baths ⋅ R1714933 MLS
Welcome to this adorable Cape Cod–style home that perfectly blends charm, comfort, and beautiful lake views. This 2-bedroom home is filled with natural light and cozy character, making it the perfect retreat year-round. One of the home’s most special features is the beautiful sunroom, the perfect place to enjoy your morning coffee while taking in peaceful views of the lake. Outside, you’ll fall in love with the super charming backyard, designed for relaxation and entertaining. Whether you’re hosting summer gatherings, enjoying a quiet evening, or tending to a small garden, this backyard feels like your own oasis. This home is perfect for summer walks, you can easily stroll by the water, soak in the fresh air, and enjoy the peaceful surroundings that make this home so special. Make memories in this home that will last a lifetime. Close to Chautauqua Institution, Bemus Point and shopping.

3525 Ross Street, North Harmony
2125 Fox Road, North Harmony
$69,900
3 Beds ⋅ 1 Baths ⋅ R1712397 MLS
This single wide manufactured home with wood framed addition consists of 3 bedrooms. From the bedroom enter to a hallway with laundry. Primary bedroom and full bath. A second bedroom on the opposite side of full bath. Hall opens to large eat in kitchen with dining area, and open concept to the living room. From there two more large rooms serving a bedroom 3 and a bonus room that could be used as an office, hobby room or even a 4TH BEDROOM. Forced air heat provides efficient comfort through the seasons changing. Located in the Panama school district situated on TWO acres consisting or two 1 acre lots that both convey with the sale. Two out buildings offer opportunity to garage space, coop, workshop, storage, or any other various purposes. With much more room to build, this is an affordable opportunity to get into a great investment with utilities already in place including a well and septic. Fully functional and turn key living with a small price tag in a country setting close to State public land.

2125 Fox Road, North Harmony
3393 Carpenter-Pringle Road Unit 29, North Harmony
$105,000
3 Beds ⋅ 2 Baths ⋅ R1712232 MLS
Welcome to Sunshine Village! This well-maintained 2001 Skyline double-wide manufactured home offers 3 bedrooms and 2 full baths with a spacious 28' x 52' layout and vaulted ceilings throughout the main living areas. Recent improvements include attractive laminate flooring installed approximately two years ago, a roof and gutters approximately five years old, central air conditioning, and a newer 2024 gas range. The 1456 sq ft home also features a 100-amp electrical service, and the combination washer/dryer will remain. Outside, enjoy a wide two-car concrete driveway and a generous 12' x 20' storage shed that stays with the property. The home is situated near the upper end of Sunshine Village, offering a quieter and more private setting with less through traffic. Lot rent is currently $360 per month and includes the applicable property taxes. National Grid averages under $100 per month. National Fuel meters are controlled by the park owner, so gas usage is paid directly to the park owner and averages approximately $80 per month year-round. A comfortable, move-in-ready home offering low-maintenance living, useful updates, generous storage, and an especially nice location within the park.

3393 Carpenter-Pringle Road Unit 29, North Harmony
3036 W Lake Road, North Harmony
$299,000
4 Beds ⋅ 2 Baths ⋅ R1711278 MLS
Step into the timeless character and spaciousness of this beautiful Victorian-style home, ideally situated on approximately two acres close to Chautauqua Lake and some of the area's most desirable summer destinations like Bemus Point and Chautauqua Institution, while several ski resorts are less than an hour away for year-round recreation. The inviting foyer is a room of its own, featuring a beautiful wood-paneled staircase that immediately showcases the home's classic character. The oversized living room provides an abundance of space and flexibility, with plenty of options for furniture placement and creating distinct seating areas. A stone gas fireplace serves as a warm and welcoming focal point. The updated kitchen offers an excellent layout with abundant cabinetry and generous counter space, along with two farmhouse sinks—one conveniently located in the island and another along the side counter. The kitchen opens naturally into the bright dining area, where an abundance of windows fills the space with natural light. A separate breakfast room just off the kitchen provides the perfect spot for morning coffee and features a sliding glass door leading to a covered patio. The main level also offers the convenience of a laundry room and an updated half bath. Upstairs, you'll find four bedrooms, including a fourth bedroom that can also function beautifully as an office or flex space and is accessed by its own staircase from the dining room. An unfinished sunroom on the second level offers exciting potential for additional living, hobby, or relaxation space. The updated full bath features a large walk-in shower. Outside, enjoy two additional covered porches, a spacious and private yard, and plenty of room for gardens, landscaping, recreation, or simply relaxing outdoors. A large storage shed provides additional storage, while the garage beneath the home adds convenient utility space. With its combination of character, thoughtful updates, generous living spaces, private acreage, and proximity to Chautauqua Lake, Bemus Point, Chautauqua Institution, and winter recreation, this property offers a wonderful opportunity to enjoy the best of the area in every season.

3036 W Lake Road, North Harmony
5591 Eke Road, North Harmony
$299,900
2 Beds ⋅ 1 Baths ⋅ R1707936 MLS
5585 & 5591 Eke Road, Ashville, NY Tucked away on approximately 6 beautiful acres, this unique property offers privacy, scenic views, trails, and endless possibilities, all just about a mile from Chautauqua Lake. Located in the Chautauqua Lake School District and conveniently close to Chautauqua Institution, this property is ideal for year round living, a seasonal retreat, or anyone looking for exceptional storage and recreational space. The property includes a massive 5,760 square foot pole barn, providing incredible space for boat storage, vehicles, equipment, recreational toys, a workshop, or other uses. With Chautauqua Lake nearby, the additional storage space is a tremendous asset for boating and outdoor enthusiasts. The cozy home has been completely remodeled and is ready to enjoy. Updates include a new roof, new flooring, remodeled kitchen, updated bathroom, updated boiler, and hot water tank. The home also features a spacious basement and an attached two car garage, providing even more storage and functionality. The septic system was recently redone and has passed inspection, adding additional peace of mind. With 5585 and 5591 Eke Road included in the sale, approximately 6 acres, a beautifully updated home, and an impressive pole barn, this is truly a one of a kind property with tremendous potential. The property also features wooded trails throughout the acreage, perfect for walking, hiking, ATV riding, or simply enjoying the peaceful outdoor setting. Whether you're looking for a primary residence, seasonal getaway, recreational property, or space for your boats, vehicles, and hobbies, this property is a must see!

5591 Eke Road, North Harmony
2570 Route 394, North Harmony
$385,000
4 Beds ⋅ 2 Baths ⋅ R1703620 MLS
Perched on the hillside overlooking CHQ Lake, this charming home has the cozy appeal of a Swiss chalet, with 8 ft of deeded lake access, beautiful lake views, in a wooded setting. Offering 4 BD & 2 BA, this home has modern conveniences and comfort. The main level has an open concept. Step into the nicely appointed kitchen where sliding glass doors lead to the deck. Enjoy casual meals at the kitchen island or grill & dine el-fresco in the summer months while taking in the lake views. Back inside you'll find the dining room & living room quiet & comfortable overlooking the yard & lake. The living room is highlighted by beautiful beveled glass windows & stained glass door that add warmth & personality. Enjoy cozy evenings around the fireplace! A large modern full bath complete this floor. The 2nd floor offers 3 BD including the primary where you'll wake each morning to lake views framed by a wall of windows. This bedroom is flooded with natural light & offers a spacious cedar closet & add'l nook providing functional bonuses to this inviting space. Two add'l BD grace this level, complimented by a large modern bath. Abundant windows capture serene outdoor & lake views. The laundry area is also located here. The stained glass window in the hallway adds a touch of charm & character to the space. The 3rd floor bedroom is a charming, private retreat w/ built-in shelving along 1 wall & built-in closet. Slanted ceilings enhance the cozy chalet feel. Step outside onto the wrap-around deck, where there's plenty of space for dining, morning coffee, entertaining, or simply relaxing & enjoying the ever-changing lake views. In the evening, gather around the fire pit to enjoying stories & starlit nights. The adorable shed is the ideal spot for storing lawn & lake gear, the attached 1-car garage includes a workspace for projects & hobbies. With its distinctive character, lake views, inviting outdoor spaces & charm, this is a home that feels like a special retreat! Make it your year round residence, a cherished summer home or weekend getaway, it's the perfect setting for every season! Don't miss your opportunity to make this unique hillside Chautauqua Lake property your own!

2570 Route 394, North Harmony
3969 Route 394, North Harmony
$349,500
4 Beds ⋅ 3 Baths ⋅ R1704038 MLS
A remarkable blend of history, architecture, and modern living, this distinctive 4-bedroom, 2.5-bath home was thoughtfully transformed from a former church into a comfortable and inviting residence. Offering approximately 2,300 square feet of living space, plus an additional 300-square-foot loft not included in the square footage, the flexible layout easily accommodates a home office, media room, play space, or additional gathering area. The open-concept great room brings together the living, dining, and kitchen areas, creating a comfortable setting for everyday living and entertaining. Original architectural elements, including decorative church-style windows, provide character and abundant natural light throughout the home. The custom kitchen features stainless steel appliances, a large center island, and solid surface countertops. Four bedrooms, 2.5 baths, generous closet space, and the laundry and mechanical area were thoughtfully incorporated into what were once the building's classroom spaces. Originally constructed in 1858 and serving the community for 165 years, the building has been extensively rebuilt with reinforced floor joists, new flooring, heating, electrical, well, siding, insulation, and 10 new windows. A new sewer connection is also planned, providing the benefits of modern infrastructure while preserving the building's historic character. The property also offers generous parking and attractive outdoor sitting areas. Located just two miles from Chautauqua Institution, near Chautauqua Lake and popular snowmobile trail systems, the home provides convenient access to boating, fishing, winter recreation, and the arts and cultural experiences that make the area so special. Rich in character and thoughtfully updated throughout, this is a truly uncommon opportunity for those seeking a home with a story to tell.

3969 Route 394, North Harmony
2718 Route 394, North Harmony
$399,000
4 Beds ⋅ 4 Baths ⋅ R1700153 MLS
Step into timeless elegance in this beautifully maintained 1820 Greek Revival home, where historic charm meets modern comfort. Located in the desirable Sunrise Cove lakefront community, this spacious 4-bedroom, 3.5 bath residence offer exceptional amenities, including lake access, a dock, cabana, tennis court, public water and public sewer. The main level features a welcoming, spacious living room with a cozy wood-burning fireplace, a formal dining room with its own wood-burning fireplace and classic built-ins, and a spacious primary suite complete with large closets, a private bath and another wood burning fireplace. A second main floor bedroom also features a wood burning fireplace, while a versatile bonus room, an additional full bath, a convenient laundry room, and a half bath provide flexibility for today's lifestyle. An additional half bath is located just inside the attached garage entry. Upstairs, you'll find two generously sized bedrooms connected by a updated full bath, creating an ideal layout four family or guests. Enjoy picturesque lake views and the benefits of lakefront community living just minutes from Chautauqua Institution, shopping at Wegmans, the nearby Chautauqua Mall, restaurants, and everyday conveniences. Rich in character with four wood-burning fireplaces, classic architectural details, stylish updates, and an unbeatable location, this on-of-a-kind home offers a rare opportunity to own a piece of history in one of the area's most sought-after lake communities.

2718 Route 394, North Harmony
2811 Chautauqua Avenue, North Harmony
$298,900
2 Beds ⋅ 2 Baths ⋅ B1699418 MLS
Escape to the beauty of Chautauqua Lake with this charming cottage-style home offering picturesque water views from directly across the lake. Enjoy un-deeded lake rights and dock via the 10 ft. easement down to the lake. Lake access is located at the end of the road, making it easy to enjoy boating, kayaking, fishing, or a day by the water. The spacious open-concept layout creates an inviting atmosphere perfect for entertaining or relaxing after a day on the water. An enclosed sun porch provides the ideal spot to enjoy your morning coffee, unwind with a book, or take in spectacular sunsets over the lake. Outside, you'll find a large Amish-built shed offering exceptional storage for lake toys, outdoor equipment, and more. Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this home captures the relaxed lake lifestyle you've been dreaming of. Located in the heart of one of Western New York's premier recreational destinations, you'll enjoy easy access to boating, fishing, kayaking, swimming, and miles of scenic shoreline. Spend your days dining at popular waterfront restaurants while taking in breathtaking lake views, browsing charming boutiques, attending concerts and seasonal festivals, or exploring the renowned Chautauqua Institution just minutes away. Chautauqua Lake is known for its vibrant summer atmosphere, year-round recreation, and unforgettable sunsets, making every day feel like a getaway.

2811 Chautauqua Avenue, North Harmony
3046 Carpenter Pringle Road, North Harmony
$239,900
3 Beds ⋅ 1 Baths ⋅ R1697122 MLS
Welcome to this beautifully maintained modern farmhouse offering the perfect blend of country charm, comfortable living, and exceptional versatility on approximately 8.8 scenic acres. Surrounded by mostly level land with a mix of open space, mature woods, and a variety of fruit trees, this property is designed for those who appreciate peaceful country living without sacrificing modern conveniences. Step inside to discover a spacious and inviting floor plan. The kitchen and dining area flow seamlessly together, separated by a convenient breakfast bar. Just off the dining area is a cozy den that was originally an attached one-car garage and could easily be converted back if desired. The expansive living room features two distinct yet open sitting areas, highlighted by a large bay window and a pellet stove that adds warmth and ambiance on chilly evenings. The main level also offers a generously sized bedroom, an updated full bathroom, and a spacious laundry room. Upstairs, a wide hallway provides the perfect flex space for a TV lounge, office, or study area. Two additional bedrooms complete the second floor, including one oversized bedroom with two entrances that could easily be divided to create a fourth bedroom. Outdoor living is just as impressive. Relax on the covered front porch featuring custom hand-carved screen doors and removable canvas enclosures, or enjoy the covered back deck overlooking the heated above-ground pool and welcoming fire pit area. The impressive 48' x 52' garage/barn is ideal for hobbyists, contractors, or collectors, featuring high ceilings capable of accommodating an RV, a concrete floor, water hookups, and 220-volt electric service on both ends. Completing the package, the home features low-maintenance vinyl siding and a metal roof that is only three years old, providing years of worry-free ownership. Whether you're looking for room to grow, space for your hobbies, or simply a peaceful country retreat, this exceptional property offers the lifestyle you've been searching for.

3046 Carpenter Pringle Road, North Harmony
5016 Stoneledge Road, North Harmony
$249,900
3 Beds ⋅ 2 Baths ⋅ R1684361 MLS
Nestled on just over an acre in a beautiful country setting, this spacious and well-maintained home offers the perfect blend of comfort, privacy and convenience. Located in a quiet neighborhood and desirable school district, this property features 3 bedrooms 2 full bathrooms, plus a potential 4th bedroom or office space to fit ones needs. Enjoy cozy evenings by the inviting fireplace and appreciate the warmth and functionality of the well-appointed kitchen, ideal for everyday living and entertaining. The large yard provides plenty of room for outdoor activities, gardening, or simply relaxing and taking in the peaceful surroundings. The attached one -car garage adds convenience and storage while the fully furnished lower level offers incredible additional living space complete with a second kitchen, potential bedroom, full bath and living area-perfect for extended living, guests or possible rental potential. If you are looking for country charm with flexible living space and room to grow, this home is a must see!

5016 Stoneledge Road, North Harmony
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