Chautauqua County Homes under $400,000

Chautauqua County Homes under $400,000

Welcome to Chautauqua County, New York, a hidden gem nestled in the western part of the state, where scenic beauty meets a vibrant community spirit. Known for its stunning lakes, rolling hills, and rich cultural heritage, Chautauqua County offers a unique blend of outdoor adventures and charming small-town life. With Lake Chautauqua as its centerpiece, residents and visitors alike can enjoy boating, fishing, and picturesque sunsets that paint the sky in hues of orange and pink.

For those seeking a new home in this idyllic setting, Chautauqua County boasts an impressive array of properties priced under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a cozy vacation retreat, you’ll find a diverse selection of homes that cater to every lifestyle. From quaint cottages with lake views to spacious family homes nestled in serene neighborhoods, the options are plentiful and affordable.

Living in Chautauqua County means immersing yourself in a community rich with history and culture. The renowned Chautauqua Institution hosts a summer season filled with lectures, performances, and art exhibitions, providing endless opportunities for enrichment and entertainment. Additionally, the county's wineries and local farms offer a taste of the region's agricultural bounty, making it a paradise for food lovers.

With a welcoming atmosphere, stunning landscapes, and affordable housing options, Chautauqua County is not just a place to live; it’s a place to thrive. Explore the possibilities today and discover your dream home in this enchanting corner of New York!

Newest Chautauqua County Homes under $400,000

5458 Herrick Road, Gerry
$239,900
3 Beds ⋅ 2 Baths ⋅ R1719768 MLS
Welcome to this 2025 manufactured home set on 5 private acres, offering modern finishes, an open floor plan, and bright, comfortable living spaces. The home, well, septic system, and electric service were all newly installed in 2025. The spacious kitchen features a large concealed walk-in pantry, while comfortable bedrooms and contemporary finishes make this home ready to enjoy. Outside, the expansive property offers room to explore possibilities for a garden, garage, outbuildings, or trails, subject to applicable approvals. Enjoy a peaceful country setting directly across from Hatch Creek State Forest, with the property located along the snowmobile trail system. Located in the Cassadaga Valley Central School District, close to Gerry and Sinclairville and approximately 20 minutes from Jamestown, this property combines modern comfort with space to grow

5458 Herrick Road, Gerry
1444 Route 394, Poland
$179,000
2 Beds ⋅ 1 Baths ⋅ R1719309 MLS
Explore this charming two-bedroom, one-bath ranch nestled on a beautiful half-acre lot just outside the Falconer city limits. Located in the Falconer School District, this inviting home offers comfortable one-level living with numerous recent updates that make it move-in ready. Step inside to find a bright and welcoming open-concept living and dining area, creating the perfect space for entertaining or simply relaxing at home. The kitchen has been refreshed with new flooring and new appliances, offering both style and functionality for everyday living. You’ll appreciate the many important updates throughout the property, including a new hot water tank, a new water system, and a brand-new septic system installed this year. These improvements provide added peace of mind for the next homeowner. Outside, enjoy the beautiful setting with a spacious back deck overlooking the picturesque surroundings. It’s the perfect spot for morning coffee, summer gatherings, or unwinding at the end of the day. An attached one-car garage provides convenient parking and additional storage. If you’ve been looking for a cozy ranch with a great setting, this property is a must-see! Conveniently located just outside Falconer, minutes from I86, this home remains close to area amenities. Schedule your private showing today and come see this gem for yourself!

1444 Route 394, Poland
304 E Elmwood Avenue, Ellicott
$46,900
3 Beds ⋅ 2 Baths ⋅ R1719617 MLS
Welcome to 304 E Elmwood Ave, Lot #25. This newer 2016 single-wide mobile home offers 3 bedrooms, 1.1 bathrooms, and a spacious open-concept kitchen and dining area. All appliances are included, including the washer and dryer. The primary bedroom features an ensuite bathroom and a large closet, providing comfortable private space. The home is equipped with a gas forced-air furnace for winter heating and central A/C for summer comfort. The exterior features attractive vinyl siding and vinyl windows, and the original roof has plenty of remaining useful life. The driveway comfortably accommodates two vehicles. A shed is also available for the purchaser's use; however, the shed is owned by the park and does not transfer with the home. An additional bonus is the existing addition, which provides potential for additional living space and requires some finishing work, including drywall and other finishing touches. A rear door leads to a small enclosed fenced-in area that may provide convenient outdoor space for pets or other uses. Water, sewer, garbage, trash and taxes are included in the monthly lot rent. The property is located in a quiet mobile home park. All prospective purchasers are required to complete and pass the park's application and approval process. The park permits a maximum of two animals, with no animals weighing more than 25 pounds.

304 E Elmwood Avenue, Ellicott
22 Babcock Avenue, Hanover
$169,000
4 Beds ⋅ 2 Baths ⋅ R1718686 MLS
A Home with Heart in Silver CreekImagine stepping into a classic two-story home that's been well-maintained for many years. This charming four-bedroom, one-and-a-half-bath residence is ready to welcome new owners to make their own memories and mark their place in the neighborhood.As you approach the house, you'll notice its well-maintained vinyl siding and the inviting enclosed front porch—complete with blinds that convey with the sale. This is a perfect spot to settle in with your morning coffee, create a cozy reading nook, or greet visiting friends. Step inside, and you'll immediately notice the beautiful original woodwork that graces the interior, a testament to the quality craftsmanship of an earlier era. While the home does need some updating to bring it fully into the modern age, its solid bones and authentic character shine through.The layout includes four spacious bedrooms, offering plenty of room for multiple purposes—whether you need a primary suite, guest rooms, home offices, or creative spaces. The 1.5 bathrooms serve the household well, and the one-car garage with shared driveway provides convenient parking. But perhaps one of the best features is the wonderful covered back porch—an extension of the home perfect for entertaining, relaxing, or simply enjoying the outdoors while staying protected from the elements.Being sold as-is, this home is ideal for buyers who appreciate real character and envision the potential in a property with good bones. What's more, you'll be within easy walking distance to the charming Village of Silver Creek, where shops, restaurants, and community life await just around the corner.This is more than just a house—it's a home waiting for its next chapte

22 Babcock Avenue, Hanover
920 Newland Avenue, Jamestown
$84,900
4 Beds ⋅ 2 Baths ⋅ R1719423 MLS

920 Newland Avenue, Jamestown
8264 Glasgow Road On The Lake, Pomfret
$395,000
3 Beds ⋅ 2 Baths ⋅ R1718340 MLS
Move-in ready. This practically new (built 2017), well insulated, total electric, lake-front ranch was built for efficiency, convenience, and no maintenance. It features 3-bedrooms/2-baths; all new Renewal by Andersen windows; every interior door is a pocket door; tongue-and-groove pine ceilings; luxury laminate waterproof flooring throughout; recessed lighting; ceiling fans; 200 amp electric service; heated and cooled by Mitsubishi split system; attached 2.5-car garage with cement floor; vinyl shake siding; metal roof; shed with attached kayak storage (kayaks stay). Enjoy lake living at its finest with a Trex back deck overlooking upper Cassadaga Lake and your very own dock. Winter road plowing is shared by those on the road, and each home takes care of its own driveway plowing.

8264 Glasgow Road On The Lake, Pomfret
376 S Main Street, Jamestown
$84,900
4 Beds ⋅ 2 Baths ⋅ R1719338 MLS
This vinyl sided four bedroom, two full bath home offers a spacious layout with everyday convenience. The first floor features a large kitchen, a bedroom, a full bath and laundry. Upstairs, you’ll find three additional bedrooms and another full bath. A new furnace and hot water tank add value and peace of mind.

376 S Main Street, Jamestown
15 Pennsylvania Avenue, Jamestown
$85,000
3 Beds ⋅ 2 Baths ⋅ R1718148 MLS
A large covered front porch and classic character welcome you to 15 Pennsylvania Ave in Jamestown, New York. Set on a quiet neighborhood street in Chautauqua County, this three bedroom, one bath home offers approximately 1,264 square feet of living space, including a full walk up attic. Inside, hardwood floors and an open staircase highlight the home's character. The spacious living room connects to a formal dining room with abundant natural light and sliding glass doors to the backyard deck. The kitchen features wood cabinetry, a double sink and beadboard accents. Upstairs, three spacious bedrooms feature hardwood floors and share a full bathroom. A wide staircase leads to the full attic, providing generous, easily accessible storage or could be additional living space. The full basement offers additional storage and laundry space. Enjoy morning coffee on the front porch or outdoor dining on the rear deck overlooking the backyard. A shed provides room for gardening tools and outdoor equipment, while the blacktop driveway offers off street parking. A new roof, furnace and hot water heater and a fresh interior paint add practical appeal to this Jamestown home for sale. With classic details, useful storage and space to make your own, this Western New York property deserves a closer look.

15 Pennsylvania Avenue, Jamestown
5101 Madden Road, Harmony
$400,000
3 Beds ⋅ 3 Baths ⋅ R1717073 MLS
18 ACRES OF PRIVACY, SPACE & COUNTRY LIVING! Welcome to 5101 Madden Road, where comfortable living meets the freedom of 18 beautiful acres in the country. This well-maintained 3-bedroom, 2½-bath home offers approximately 2,000 square feet of living space plus a finished lower level and an incredible outdoor spaces. Step inside through the impressive high-ceiling entry with exposed beams and you’ll immediately notice the warmth and character of this home. The kitchen features stainless appliances and a beautiful walnut island, while the primary suite offers a walk-in shower, soaking tub and spacious walk-in closet. The finished lower level adds valuable living space with an additional bedroom, newly updated spa type bathroom. With a walk out double door and the French drains which have been installed behind the basement walls, this level offers endless possibilities. Energy efficiency is a major bonus here, with a geothermal heating and cooling system and air-source heat-pump water heater installed in 2025, plus solar and a Tesla backup battery installed in 2026. The home also offers multiple supplemental heat sources, including two propane fireplaces and a pellet stove. And then there’s the outdoor living! A remarkable approximately 750-square-foot covered deck provides plenty of room for entertaining and relaxing. A stone patio, fire pit and raised garden beds create even more opportunities to enjoy the outdoors. The property includes a two-story studio building with electric and water/septic lines in place, offering tremendous potential for a studio, workshop, guest space or future conversion. For those looking for land, privacy and outdoor recreation, the 18 acres have been managed for wildlife and currently include multiple food plots. The property features a mix of timber and open areas, with mature landscaping and plenty of room to garden, explore and enjoy nature. If you’ve been looking for more than just a house—if you’re looking for room to breathe, room to garden, room to entertain and room to make the property your own—this could be the one. Delayed showings until Oct 6 Available Tuesday October 6th for viewing.

5101 Madden Road, Harmony
10900 Meyers Road, Sheridan
$249,900
2 Beds ⋅ 1 Baths ⋅ R1719244 MLS
On rural property, the expensive surprises tend to hide in the same four places: the roof, the septic, the well and the outbuildings. At 10900 Meyers Road, those are the parts already taken care of. The ranch home up front has a new metal roof and new windows. The drilled well has been inspected, and the seller is installing a new engineered and permitted septic system before closing. Heat and hot water run on propane from an owned tank, and there's a wood stove. Inside are 1,692 square feet with two bedrooms and one bath, an oak kitchen whose large island opens to a family room and breakfast nook, and a wet bar between the living and dining rooms. Behind the house is the building most land buyers end up paying to put up themselves. This one went up in 2025: 40 by 32, three bays, a concrete floor and electric. The truck, the tractor and the side-by-side all park inside, and there's still room along the back wall for a workbench and the deer cart. An Amish-style shed takes what's left. Then there are the 44.4 acres, which are the reason to be here. Walk out past the garage and the trails are already cut, leading back through rolling hardwoods instead of dead-ending at the brush line. A seasonal creek runs along the property edge. The box blind and ladder stands are staying, so opening morning starts in a stand that's already hung. About 7 to 10 acres were logged last year, and the tops are still on the ground. Give that section a couple of seasons and it becomes the thickest cover on the property, the kind of place deer head when the woods get busy in November. Town of Sheridan, Forestville Central School District. Most people who buy rural land spend the first few years paying for a roof, a septic system or a pole barn. Here, that money and that time can go into the land.

10900 Meyers Road, Sheridan
9 N Pangolin Street, Dunkirk
$88,000
2 Beds ⋅ 1 Baths ⋅ R1718955 MLS
Location, location, location! 9 N Pangolin sits in a highly desirable lakeside pocket just two blocks from the water and a short distance of everything that makes this community special. Around the way is Wright Park with its sandy beach, splash pad, playground, skatepark and a lively bar & grill. In the opposite direction you’ll find the main-street beach, marina and pier lined with shops and restaurants. One block away is Pangolin Park, a large grassy gathering place where locals picnic, play and relax. The property itself is a true project-ready opportunity: this home has ongoing projects and needs some TLC, but with finishing touches it would make an adorable lake retreat or season getaway. The layout and location give you the chance to create a cozy, updated cottage-style space tailored to your tastes!

9 N Pangolin Street, Dunkirk
275 E Main Street, Westfield
$199,900
4 Beds ⋅ 2 Baths ⋅ R1718022 MLS
Well-maintained two-unit residential property in the Village of Westfield, ideal for owner-occupants or investors. Each unit features 2 bedrooms and 1 full bathroom. The first-floor unit offers a comfortable layout with beautiful hardwood floors, an enclosed front porch, a large living room with a beautiful fireplace, and original pocket doors. The second-floor unit provides additional living space and classic character with its 2-bedroom, 1-bath layout. This home has been used as a one family home for years so the upstairs has not been rented or occupied. The home includes a full basement with laundry facilities and a finished room ideal for an office, recreation space, or storage. Additional features outside include a detached garage with ample storage above and an extra shed. Conveniently located close to all that Westfield has to offer, including its charm, local stores, and village amenities. This property offers comfortable living spaces, valuable storage, and excellent rental potential.

275 E Main Street, Westfield
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