Niagara County Homes under $400,000

Niagara County Homes under $400,000

Welcome to Niagara County, New York, a hidden gem that beautifully balances natural splendor with vibrant community living. Nestled along the shores of the majestic Niagara River and just a stone's throw from the world-famous Niagara Falls, this county boasts a rich tapestry of history, culture, and outdoor adventure. From charming small towns to picturesque landscapes, Niagara County is an ideal place for families, retirees, and anyone seeking a tranquil yet engaging lifestyle.

One of the most attractive features of Niagara County is its diverse real estate market, particularly for those looking for homes priced under $400,000. Here, you can find a variety of housing options that cater to different tastes and lifestyles. Whether you’re dreaming of a cozy bungalow, a spacious family home, or a quaint cottage, Niagara County has something for everyone. The affordability of homes in this region makes it an appealing choice for first-time buyers and those looking to invest in a welcoming community.

Living in Niagara County means embracing a lifestyle filled with outdoor activities, including hiking trails, fishing spots, and parks that invite you to explore the beauty of nature. The county is also home to a thriving arts scene, local wineries, and delicious dining options that reflect its rich agricultural heritage.

With its affordable housing market, stunning scenery, and a warm sense of community, Niagara County is not just a place to live—it's a place to thrive. Come and discover your perfect home in this enchanting corner of New York!

Newest Niagara County Homes under $400,000

68 Chipman Place, North Tonawanda
$199,900
3 Beds ⋅ 1 Baths ⋅ B1720573 MLS
Welcome to 68 Chipman Place! This well-maintained 3-bedroom, 1-bath home offers comfort, charm, and a location that's hard to beat. Pride of ownership shines throughout, with inviting living spaces and a layout that makes everyday living easy. Step outside to a fully fenced backyard, perfect for entertaining, pets, or simply enjoying some time outdoors. Located in an established North Tonawanda neighborhood, you'll love being within walking distance of the popular North Tonawanda City Market, with local restaurants, shops, parks, and the waterfront just a short distance away. A wonderful opportunity to enjoy all that North Tonawanda has to offer!

68 Chipman Place, North Tonawanda
6430 Rounds Road, Newfane
$139,900
3 Beds ⋅ 2 Baths ⋅ R1721310 MLS
This three bedroom, two full bath, Ranch home is waiting for you to make it yours. Located in a fabulous neighborhood, on a spacious lot and close to all you need. The home needs work, but with some time and effort, it has great potential. Don't miss out, schedule a tour today. "Buyer accepts this property AS-IS, WHERE-IS, ALL FAULTS KNOWN & UNKNOWN". Seller will make no repairs.

6430 Rounds Road, Newfane
121 Payne Avenue, North Tonawanda
$345,000
5 Beds ⋅ 3 Baths ⋅ B1721188 MLS
Welcome to 121 Payne! This home still retains the majestic qualities it had when it was constructed at the turn of the 20th century. Boasting 2,500 square feet of living space, with 5 bedrooms, 1 full and 2 half bathrooms, and an attic that can easily be converted into additional living space. With a little hard work and imagination, this home can be restored to a modern mansion, while keeping the integrity of traditional architecture. Original hardwood flooring, leaded and stained glass windows, vintage light fixtures, and paneled antique doors are just some of the charming accents throughout the home. Walk up the front steps and into the enclosed sunroom, complete with walls of windows letting in bright, natural light. French doors lead you into the vast living room/family room, a fantastic space for entertaining. The formal dining room boasts exquisite wainscoting and built-in hutch, and leads into the eat-in kitchen and walk-in butler's pantry. 1st floor bedroom and powder room finish off the 1st floor. Upstairs, are four more bedrooms and the full bathroom. The primary bedroom includes a walk-in closet and bonus room, perfect as studio, home office, playroom, or home gym. Stairs take you up to the full attic, unfinished but with so much potential! Full sized windows with flooring and framing already in place. The basement is partially finished and includes a bonus half bath. Outside, the fully fenced-in backyard has beautiful landscaping and shed for additional storage. This home is a must see! Open houses Saturday 10/10 from 10-2 and Sunday 10/11 from 1-3. Negotiations begin Monday October 19th at noon.

121 Payne Avenue, North Tonawanda
1 Rainbow Park, Wilson
$59,900
3 Beds ⋅ 1 Baths ⋅ B1720966 MLS
Updated and well maintained 3 bed 1 bath home located in Rainbow Park in the Town of Wilson. A single wide that lives like a double wide due to additions. Newer vinyl floors and windows. Recently remodeled bathroom with a gorgeous shower/tub and vanity. Newer roof. Blown-in insulation. Beautiful brick walkway around the home. Covered front porch with a view and an enclosed back porch. Two sheds are included giving you ample storage space. This home is located at the front of the park. Lot rent is $500 and includes water, trash and sewage.

1 Rainbow Park, Wilson
4719 Cottage Road, Royalton
$295,000
3 Beds ⋅ 2 Baths ⋅ B1720979 MLS
Come check out this flagstone beauty, built into the hill creating great views. As you walk up the rebuilt stairs you can appreciate the craftsmanship that went into the exterior. Enter the living room at nearly 20 x 20, it is an expanse of beautiful hardwood floors and abundant light. The gas fireplace (NRTC) is perfect for chilly fall evenings but anchors the room year-round. The arched, crown molding adds an old-world feel. The formal dining room continues with gleaming hardwoods. Well-designed kitchen offers large window, breakfast bar, ample counter space and prep area. All appliances will remain for new owner. Completing the first floor is a full bathroom, laundry room and the first of three bedrooms. As you climb the curved staircase to the second floor, you enter a bonus space currently being used as a den/family room. The large primary bedroom can accommodate a king-sized bed, dressers and still have room to spare. The third bedroom and second full bath complete the second floor. The lowest level or basement is unique in that it is your garage or entry point, has a partially finished area for storage needs and also houses a wood burning auxiliary stove. The stairs from this area will take you up to the kitchen. Going back outdoors, there is a stone patio for relaxing, an 18-foot round, above ground pool and a very private backyard. The property has many interesting perennials sprinkled around the grounds adding a privacy barrier to any neighbor. There is an outdoor shed for extra storage as well. This is truly a one-of-a-kind home so don't wait to tour it. Updates: Electric panel 150 amp - 2022 Front step masonry- 2024 Hot Water Tank - 2022 Sump Pump - 2023 Basement/ Garage Pilasters 11/25 Drylock -2026. Blink cameras and baby monitors on site.

4719 Cottage Road, Royalton
7069 E High Street, Lockport Town
$249,900
4 Beds ⋅ 2 Baths ⋅ B1720972 MLS
Looking for something unique? 3 bedroom, 1 bath ranch with a bonus 1 bed, 1 full bath suite above the attached garage! Close to amenities including Day Road Park but feels like country living on over 1/2 of an acre! Peaceful, unobstructed views across the street and no rear neighbors. Some new carpet, hardwood floors, huge yard, full basement, new PVC piping, new sump pump, new front porch. Delayed negotiations until 10/15/2026 at 1pm.

7069 E High Street, Lockport Town
667 Nash Road, North Tonawanda
$229,900
3 Beds ⋅ 1 Baths ⋅ B1721101 MLS
Welcome to 667 Nash Rd in North Tonawanda! This charming 3-bedroom, 1-bathroom home offers a wonderful blend of character and comfort. Beautiful woodwork adds warmth and timeless appeal throughout, creating a welcoming atmosphere with plenty of charm. The home features inviting living spaces and offers a great opportunity to make it your own. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment opportunity, this property is full of potential. Don't miss your chance to see all this home has to offer!

667 Nash Road, North Tonawanda
5782 Bowmiller Road, Lockport Town
$295,000
3 Beds ⋅ 1 Baths ⋅ B1721022 MLS
Welcome to this cozy 3-bedroom ranch situated on a spacious 1.6-acre lot with no rear neighbors! A circular driveway provides plenty of parking, complemented by a 1-car attached garage and a shed for additional storage. Enjoy the outdoors from the front deck or back porch, with plenty of room for gardening, recreation, or simply relaxing. Garden beds and fruit trees add to the property’s charm. A full basement offers ample storage, while forced-air heating and central air conditioning provide year-round comfort. All kitchen appliances, along with the washer, dryer, and freezer, are included! A wonderful opportunity to enjoy convenient ranch living with room to spread out!

5782 Bowmiller Road, Lockport Town
1200 Maplewood Drive, Lockport Town
$52,900
2 Beds ⋅ 2 Baths ⋅ B1720935 MLS
This is a Must See Inside Home! Beautifully modernized 2-bedroom, 2-bathroom home offering stylish updates and comfortable living. Both the guest bath and the primary ensuite have been tastefully updated with oversized walk-in showers and attractive vanity areas. The spacious kitchen features an abundance of cabinetry, a beautiful and functional center island, plus a convenient table area positioned in front of the large picture window. A one-car attached garage provides parking and additional storage space, with an outdoor shed for even more storage. This home is move-ready and offers modern updates throughout. Roof is approximately 12-14 years and central air was done in 2025.

1200 Maplewood Drive, Lockport Town
369 Stanley Street, North Tonawanda
$279,900
4 Beds ⋅ 1 Baths ⋅ B1720898 MLS
Lovingly cared for 2-story colonial on a corner lot! 4 bedroom 1 full bath with a finished walk up attic, partially finished basement with extra space for workshop, storage, or even more finished space! The home lives much larger than the square footage would suggest!!! Lots of historic charm with hardwood floors, trimwork, classic floorplan! Fully fenced in back yard! Brand new tear off roof!!! All appliances included in sale! Two open houses, Saturday 11-1PM and Sunday 11-1PM!

369 Stanley Street, North Tonawanda
6034 Godfrey Road, Newfane
$324,900
3 Beds ⋅ 2 Baths ⋅ B1720805 MLS
TURN-KEY RANCH WITH EXTENSIVE UPDATES & MASSIVE BARN/WORKSHOP! Welcome to this beautifully renovated 3-bedroom ranch with 1,565 sq. ft. of total finished space, including 1,092 sq. ft. on the main level and 473 sq. ft. of finished, heated basement space, just minutes from Olcott Beach and Lake Ontario! This beautifully updated home has the feel of new construction with extensive improvements throughout. The bright, open main level features new flooring and carpeting, modern LED lighting, and a completely renovated kitchen with custom cabinetry, premium countertops, and stainless-steel appliances. An updated full bath and three comfortable bedrooms complete the main level. Major improvements include new windows and doors, upgraded insulation, new roof and fascia, recessed exterior lighting, new boiler, hot water tank, mini-split A/C, updated plumbing, and a new 200-amp electrical panel. Outside, enjoy the spacious blacktop driveway, 2 car attached garage, professional landscaping, and front and rear decks with exterior lighting. The full heated basement includes 473 sq. ft. of finished space, along with a second full bath with walk-in shower, built-in refrigerator/freezer, laundry hookups, and plenty of storage. The finished space is ideal for a recreation room, TV watching studio, gym, children's play area, or guest area for parties and family get togethers! A standout feature is the massive, detached barn/workshop, complete with a new 12-foot garage door with garage door opener, separate electrical panel, and existing water, gas, heat, and sewer connections. The generous size and utility connections provide excellent flexibility for a landscaping business, hobbies, storage, workshop use, or other potential uses. Enjoy easy access to boating, fishing, hiking, and camping, with Golden Hill State Park and other area attractions nearby. A great opportunity to enjoy modern updates in a desirable location! This is a property you won't want to miss!

6034 Godfrey Road, Newfane
143 S Transit Street, Lockport City
$140,000
4 Beds ⋅ 2 Baths ⋅ B1719589 MLS
143 South Transit is a two-unit property featuring four bedrooms and two full bathrooms in total. Both units are currently tenant occupied. A two-car garage with a second floor adds versatile space, while the driveway accommodates approximately five vehicles. Ample off-street parking and an opportunity to expand your investment portfolio.

143 S Transit Street, Lockport City
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